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Retail Store Insurance

Retail insurance offers coverage for your retail business / storefront. Ranging from clothing stores to electronics, from restaurants to salons, your retail business has unique risks and needs the right insurance protection.

Retail Insurance offers coverage for your business operations and its contents from direct loss, damages and liability. Coverage assists businesses should unfortunate events like fire, theft, loss of income, product recall and liability costs occur.

Coverage may include items such as:

  • Business Property – covers your store location and contents (equipment, inventory, fixtures) in the event of damages and loses due to causes like fire or vandalism.
  • Loss of Income, or Business Interruption Insurance – covers expenses you need to keep your business operating after a loss, and helps replace lost revenue.
  • Comprehensive General Liability provides coverage in case of accidents or injuries that may happen at your store and the legal claims and lawsuits that may arise as a result.
  • Business Crime – covers direct physical loss of business and personal property caused by dishonest acts committed by employees.
  • Accounts Receivable – Covers losses due to damage of accounts receivable records.
  • Data Compromise and Identity Restoration – Covers you and your business after a data breach occurs or if you become a victim of identity theft.
  • Utility Interruption – Provides loss of income coverage due to failure of communications, water, natural gas or electrical services.

Find a local retail store insurance broker:

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