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Boat insurance provides coverage against many of the risks associated with owning and operating a boat or other motorized water vehicle.
Having the right insurance coverage will help minimize the financial impact that could result form an accident. Boat insurance typically covers physical damage and liability. Physical damage coverage provides finances for boat repairs as a result of accidental loss or damage. Liability covers legal obligations to third parties in the unfortunate event of bodily injury, loss of life or damage to someone else’s property, as a result of ownership or operation of your boat.
There may unexpected costs you need coverage for under specialized insurance coverage options. This could include situations that require emergency towing and wreckage removal.