Personal Insurance Products

At Precept, we understand that you are unique, and so are your insurance needs. We provide you with peace-of-mind by offering flexibility, stability and choice when protecting your most important assets. By making us your brokers, you will receive the highest standard of service, respect, and commitment to excellence from us.

Because we work with a variety of insurance companies we offer very competitive rates, tailored to your individual needs. Some limits on coverage such as "Loss of Use" may vary from company to company, but in general, there simply isn't any difference in the policies.

Where there are differences, are in the advice you receive from your Insurance Broker and the claims service you receive from your insurance company.

At the Precept Group Inc., we pride ourselves on providing you with the information you need to make an educated decision on how to spend your insurance dollars. Insurance is a "grudge purchase" - nobody wants to buy it, but we have no choice. You only realize the value of your purchase after you've had a claim. This is not the time to discover you have been given incomplete or incorrect information.

Our 24-hour claims service is something to write home about. This is our opportunity to show why you have selected us as your broker. The lowest premium available doesn't mean much if you can't reach someone when you really need help.

Business Insurance Products

As the nature of risk and the insurance industry's reaction to risk is always changing, we believe we can best serve our customers by analyzing their needs and developing insurance products and services to specifically meet those needs. If it is worth protecting, it's worth talking about.

That is why we take pride in building a relationship and working together with you to determine what is of most value to YOU.

At Precept we present our corporate clients with not just a policy, but with The Risk Reduction Approach™, a program that provides a systematic delivery of value added services. With this program we:

• Provide your company with a plan which results in long-term risk reduction. Not only does it reduce your total cost of risk, but it also positively impacts your profits.

• Make your company more attractive to the insurance marketplace. This results in you being placed with the best possible insurance company at the best possible terms.

As a business owner, you have invested enormous time and effort to build your business. Our goal is to set you free to do what you do best, which is run your business, while we do for you what we do best, which is to provide you with innovative risk management solutions and value added services.

We offer a variety of customized professional solutions for businesses ranging from small entrepreneurs to large global companies, all designed to meet your specific needs at a competitive price:

Claims

If you have a claim to report, please call for fast and friendly claims service toll free at:

• 1-800-881-5581 – During business hours: Monday to Friday 8:30 a.m. and 5:00 p.m.
• 1-888-224-5677 – After office hours and on weekends and holidays through the Crawford Adjustors

At the Precept Group we understand your concern about receiving fair treatment when you have a claim. Accidents do happen, and we'll be there with personal support to help you through.

Our Claims Guarantee to you our client is:

• We will provide Claims Service 7 days a week, 24 hours a day
• We will stay with you throughout the claims process to ensure optimal service
• We will provide advice on the effect of claims on your insurance