Personal Insurance Products

Whether your home is a house, condo unit, apartment or mobile home, you have the same affection for your property and belongings.  An insurance policy not only protects the physical structures of your home and its contents, but more importantly, the personal liability of you and your family anywhere in the world. This can include a simple slip and fall that may occur on your property, the stray golf ball that you were responsible for hitting, or the windshield that your child breaks while playing baseball.

At Reeds Insurance, we take the time to explain not only what is required by you to meet certain insurance obligations, but also ways to limit your own personal risk.  Before you go ahead and agree to an insurance policy that you may not understand and terms you may not be familiar with, call us!   We can walk you through the coverage you need and look to our 15 reputable insurance providers to find you the right policy at the right price.

Business Insurance Products

We consider Commercial General Liability (CGL) coverage a necessary cost of doing business in today’s economic climate.  CGL earns its choice reputation by protecting your business and business operations in the event that you are sued – and a lawsuit can come from a variety of places. 

If a customer is injured in your store, or an employee damages property on a project site, a manufactured product malfunctions, or someone is injured as a result of using one of your products, a potential lawsuit could not only bankrupt your business but devastate your personal finances as well.   For this reason alone, this is our most popular business insurance product we sell.

Commercial General Liability is the backbone of all insurance policies. The vast majority of all insurance packages that we have listed below are built around the CGL. We recommend a minimum CGL limit of $2,000,000, however $5,000,000 limits are available for a minimal cost increase - and it's always prudent to consider a higher limit of coverage.

Our Team

“Customer Service” doesn’t mean just handing your renewal with a smile.

To us, customer service means sharing our knowledge and experience to help you make better insurance decisions.  We’re here to answer questions about everything from policy jargon to potential risk management strategies, and when you need advice, that’s our job as your broker!  If the unthinkable happens and a loss occurs, our 24/7 emergency service (staffed by one of us, not a call centre) can provide support and advice to help you through it.

We don’t want you to be left in the dark about your insurance coverage choices.  We believe that in business, as in life, knowledge is power.  To find out more about how we can advocate for you and your family, please stop by our office or call Reeds Insurance at 800-307-7066.