Personal Insurance Products

At Navigators we use a person-to-person approach when looking at the unique needs of our home, auto and recreational customers. Our strategy results in the delivery of affordable coverages and maximum flexibility.

If your personal insurance needs only extend to a single automobile or recreational vehicle policy, or a single homeowner's, tenant's or recreational property policy Navigators has designed a streamlined option for you to contact us by phone, e-mail or via the internet. 

Navigators Insurance is a full service, multi-line brokerage. By arranging coverage for both your home and your vehicles through us, you will enjoy reduced premiums, quicker results and comprehensive, integrated coverage. You will work with an Account Manager who knows your circumstances in detail, is available every time you need us, and guarantees to return your calls the same business day, if we hear from you before 3:00 PM. If you call after that, rest assured that you will hear from us first thing the next morning! Navigators Insurance represents a wide range of insurance companies, providing you more choice and flexibility than a direct-writing company, or bank that offers their own insurance. To tailor coverage for your unique needs, Navigators will perform a regular review of your coverage with you — to ensure that you are adequately protected.

To report a claim, we provide a dedicated 24 hours per day claims department to assist you — within 15 minutes! Our Claims Facilitator follows up with the adjuster, ensuring the attention you deserve. She will ensure that your settlement is fair and matches the policy you purchased.

Live in the Niagara Region?

Vic Enns of Vic Enns Navigators Insurance is a proud member of the Hallmark Group, who has been serving the Niagara Region for 25 years. Vic provides the full range of Navigators services to meet your home, auto and life insurance needs. Of course, multi-policy discounts are always available to make your premium dollars go farther.

Navigators, through Vic, represents a wide range of insurance companies, providing you more choice and flexibility than a direct-writing company, or bank that offers their own insurance. To tailor coverage for your unique needs, Vic will be pleased to perform a regular review of your coverage with you — to ensure that you are adequately protected. You can contact Vic directly at 905-684-1959 or by e-mail at venns@navigatorsinsurance.ca

Business Insurance Products

Navigators Insurance concentrates on the unique needs and risks of our small to medium-sized business customers. We view our role as bringing the latest and most affordable mix of coverages to your insurance program. We will minimize risk to your assets and help you plan for the future.

What are the two key steps in the purchase of Business Insurance?

1) Use the Right Insurance Company.

Do their underwriters have knowledge and expertise with your type of business?

Do they find your type of business attractive, and therefore want to work with your broker on finding the best overall program, as well as the solution to unique situations you face?

2) Engage the Right Brokerage

Having more than one brokerage working on your account may confuse the underwriters of the risk. Have you selected a broker that has specialists in your type of business? For example, Navigators has been providing insurance services to the owner-operated business community for decades.

Independent Business Unit — Paying < $15K per year?

For our small to medium-sized business clients, we offer the convenience of telephone-based commercial service. For all policies within a client relationship, we provide a dedicated Account Manager, specially trained to serve the smaller enterprise or not-for-profit organization. This Account Manager is able to handle all of your insurance needs, from re-marketing your risk, as necessary, to updating your program as your needs and assets change.

Navigators offers both customized and package policies and we have programs available for a number of types of small to medium sized organizations. If you are looking for coverage for your business, contact our Commercial Team Leader.