Broker Details

McCaslin Horne Insurance Brokers Inc.
348 Guelph St. Unit 3A 
Georgetown, ON, L7G 4B5

Phone: (905) 877-8738
Toll Free: (800) 668-4830
Fax: (905) 702-1892
Email: mchorne@bellnet.ca
Website: www.pharmaguardins.com

Languages spoken: English

Insurance Types:
Home
Tenants
Business
Commercial Property
Automobile
Motor Cycle
Commercial Automobile
Boat
Travel Trailer
Recreational Vehicle

  • About Us

    Since 1985, McCaslin Horne Insurance Brokers has been dedicated to serving the Independent Pharmacy market in Ontario. Along with our insurance company partners, we pride ourselves on providing innovative insurance solutions and high levels of personal service to both individual Pharmacists and Pharmacies alike. With well over 20 years of experience serving the market, we help our clients navigate through the sometimes complex insurance maze in order to protect their most valuable assets. We believe that this experience sets us apart from our competitors and ensures value added service to our Pharmacy clientele.

     

    We are proud to be the preferred insurance supplier for Pharmasave Ontario, The Ontario Medicine Shoppe Stores, and the Formula Care Pharmacies.

     

    Under our Pharmaguard brand of insurance products, we offer a wide range of insurance programs tailored to meet the needs of today’s modern Pharmacy Professional.

  • Personal Insurance Products

    Individual Pharmacists, Pharmacy Students, and Pharmacy Interns Malpractice Insurance

    The Pharmaguard individual malpractice policy is OCP compliant and designed as personal professional liability coverage that follows an individual Pharmacist wherever they may work in Canada.

    Benefit Highlights Include:

    Occurrence Based Coverage (provides long-term protection following retirement or should you leave the profession)

    Prior Acts Coverage (all the way back to your original date of licensing in Ontario)

    Optional Coverage now available to expand policy territory to include claims brought against you in the United States from services performed in Canada.

    Protection for all Compensatory sums for which you are legally obligated to pay resulting from the rendering or failure to render Pharmacy professional services subject to the limit of the policy

    No Deductible

    Individual policies written on 12 month policy terms

    Protection from first dollar against costs of defense, negotiation and settlement

    Coverage applies 24 hours, 7 days per week while working at any location in Canada including providing advice in a social setting

    Coverage included while performing volunteer or part-time work

    Additional built-in coverage of $25,000 of legal expense related to defending yourself in proceedings of the Ontario College of Pharmacists’ Disciplinary Board

    No Membership fees required

    Flexible payment options including monthly PAC, annual payment, and Visa/MasterCard

  • Business Insurance Products

    Individual Pharmacists, Pharmacy Students, and Pharmacy Interns Malpractice Insurance

    The Pharmaguard individual malpractice policy is OCP compliant and designed as personal professional liability coverage that follows an individual Pharmacist wherever they may work in Canada.

    Benefit Highlights Include:

    Occurrence Based Coverage (provides long-term protection following retirement or should you leave the profession)

    Prior Acts Coverage (all the way back to your original date of licensing in Ontario)

    Optional Coverage now available to expand policy territory to include claims brought against you in the United States from services performed in Canada.

    Protection for all Compensatory sums for which you are legally obligated to pay resulting from the rendering or failure to render Pharmacy professional services subject to the limit of the policy

    No Deductible

    Individual policies written on 12 month policy terms

    Protection from first dollar against costs of defense, negotiation and settlement

    Coverage applies 24 hours, 7 days per week while working at any location in Canada including providing advice in a social setting

    Coverage included while performing volunteer or part-time work

    Additional built-in coverage of $25,000 of legal expense related to defending yourself in proceedings of the Ontario College of Pharmacists’ Disciplinary Board

    No Membership fees required

    Flexible payment options including monthly PAC, annual payment, and Visa/MasterCard

  • Resources

    We have assembled a number of insurance-related resources for the use of our clients.  For additional information or clarification on any of the topics covered, please speak with a member of our broker team. Our knowledgeable staff will be happy to assist with any inquiries you may have.

    http://www.pharmaguardins.com/html/tools/

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