Personal Insurance Products
Insuring Your Home
If you are like most homeowners, you will probably never need to submit an insurance claim. But no one is immune from misfortune!
Within limits, home insurance reimburses you for your financial loss arising from mishaps that are generally "sudden and accidental" and hard to predict and prevent.
Because there is no such thing as a standard homeowner's policy coverage may vary from one insurer to another. At Larry Grummett Insurance our brokers take the time to understand your needs then search for the right policy for you.
When to buy home insurance
Insurance coverage on your home should begin as soon as you become the legal owner or tenant, even if the home is still under construction. The policy can also cover related building materials on or adjacent to your property. If you're about to move to a new home, ask your broker if your current policy will cover your contents at both old and new locations, and in transit, too. Theft insurance applies only when a building is ready for occupancy; vacant buildings are not normally