Broker Details

James Purcell Insurance Broker Ltd.
Box 81, 13 Centre Street 
Spencerville, ON, K0E 1X0

Phone: (613) 658-3123
Toll Free: 800-544-0904
Fax: (613) 658-2750
Email: bpurcell@purcellinsurance.ca
Website: www.purcellinsurance.ca

Languages spoken: English

Insurance Types:
Home
Tenants
Business
Commercial Property
Automobile
Motor Cycle
Commercial Automobile
Boat
Travel Trailer
Recreational Vehicle
Financial Services - Life, Disability, Group, Travel and RRSP's .....
Legal Expense Insurance
Not For Profit Associations

  • About Us

    James Purcell Insurance Broker Ltd. was established in 1973. We are a family operated, independently owned general insurance brokerage that prides itself on personal service and customer satisfaction.

    We offer a full range of insurance products including automobile, home, farm, commercial, recreational vehicles and travel.  We also provide a full range of financial services.

    We welcome you to take a moment to browse our site and get to know us.  We are here for you!

    If you have any questions, comments or concerns, please do not hesitate to ‘contact us.’

  • Personal Insurance Products

    James Purcell Insurance Brokers offers a variety of different services, which include, but are not limited to;

    • Automobile
    • Motorcycle/ATV
    • Travel Trailer
    • RV       
    • Boat
    • House
    • Condo
    • Tenants
    • Seasonal
    • Commercial
    • Small Business
    • Rental Properties
    • Tenants Insurance
    • Life Insurance
    • Financial Services

  • Business Insurance Products

    Every business has unique requirements

    Your commercial insurance should be designed to protect against the most prevalent risks to the assets and capital in your business. Your broker can help you itemize and quantify those risks, and determine the level of coverage you should consider. Risks include:

    • Property Loss
    • Liability Loss
    • Personnel Loss
    • Net Income Loss

    Consider the underlying risk drivers in your business

    An experienced commercial insurance broker can help you read the risks in your business, advise you on how to reduce some of the more manageable exposures and suggest an insurance mix that takes your risk tolerance and financial situation into account. The following are examples of common risk drivers:

    • Heavy reliance on limited sources of income
    • Dependence on one or a few people to run the business
    • Elaborate and specialized physical assets
    • Extensive international operations
    • Sensitivity to factors outside your control, such as weather and commodity prices
    • Labour unrest
    • High levels of inventory
    • Large vehicle fleets
    • Rudimentary workplace health and safety practices
    • Dangerous materials handling

    An ounce of prevention

    Ask your broker about arranging a complete loss-prevention audit to identify possible hazards in your operations and to suggest improvements and optimum coverage.

  • What is insurance and why do I need it?

    Insurance has many forms and functions but really just one purpose, to provide peace-of-mind.

    Four good reasons to insure

    In some cases insurance is mandatory – to obtain a mortgage for example or to drive a car. Otherwise, the choice is yours, but it's a wise choice for four main reasons:

    • Reduces worry. With the right type and amount of insurance, you can be protected from the risks to property and person that are inherent in everyday life.
    • Makes it easier to obtain credit. Lenders may be more willing to extend personal or commercial credit if they know that proper insurance is in place.
    • Helps to prevent loss. Brokers and insurers work to help prevent loss with information and advice on road safety, anti-theft, fire prevention and fraud reduction.
    • Frees up capital. Because insurance protects your assets, you do not have to put money aside in case of future losses. This security applies to individuals and businesses.

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