Personal Insurance Products

We are your insurance partner, your advocate. We are in your corner in the event of a claim.

Let us SHOP the market and find the best fit for you.

We treat your insurance as if it were our own.

Live receptionist, no long holds and you can speak to the SAME person EVERY time you call. No call centre.

You can have the all important "off the record" conversation with one of our brokers.

Family owned and operated, no insurance company owns or controls any part of our brokerage.

Business Insurance Products

Let us step into the role of your Risk Management Department. We will treat your insurance needs the same we we look after our own.

Buying insurance for example is not the only soloution to cover exposure to risk!

We bring MORE THAN 40 years of Commercial Business Insurance Exprience. Let us put that to work for you!

Commercial Risk Management Approach

“Buying insurance is not the only way to address a potential exposure…”

 Three of the more typical approaches to dealing with a firm’s exposure to risk are as follows:

 - Risk Transfer; for example, contractually obligating another party to assume or insure a specific part of an exposure.

 - Self Insurance; by assuming a larger portion of the less severe but more frequent losses.

 - Buying Insurance,  the traditional method, but it is critical that your needs be carefully assessed here as it is very easy to be insurance rich or poor……both situations always cost you money…….sometimes your business.

 “Advisor’s Role”

From new locations to a change in product or services to the outright purchase of another company. There is literally no move that a firm makes through its growth & evolution that does not come with an insurance implication.

 Ask us, we’re here!