Broker Details

Harbour Insurance Services Ltd.
207 - 1210 Sheppard Ave. E. 
Toronto, ON, M2K 1E3

Phone: (705) 528-1276
Toll Free: (877) 731-1224
Fax: (416) 492-6863

Languages spoken: English

Insurance Types:

  • About Us

    When you only do boat insurance and have been doing it since 1969, you’d better be good at it…and we are!

    Our marine insurance specialists in Ontario will be glad to arrange a boat insurance policy that is custom designed for you and your boat.

    Whether you are insuring a boat such as a large ocean-going yachtsailboat,family runaboutpontoon boatdeck boatsbass boatsantique boatscruiser trawler, or any other type of boat in Ontario, Harbour Insurance Services Ltd. can offer you the right boat insurance and liability policy to suit your needs.

  • Personal Insurance Products

    Harbour Insurance Services Ltd. offers boat and marine insurance for many types of boats including:


    Insurance for Yachts

    Insurance for Sailboats

    Multi Hull Sailboats

    Insurance for V-Hull & Sport Boat

    Insurance for Deck Boats

    Insurance for Aluminium Jet Drive Boats

    Insurance for Antique Boats

    Insurance for Express and Cabin Cruisers

  • Frequently Asked Questions

    Q. Do I have to insure my boat?


    A. You are not legally required to insure your boat. However, if you are financing the purchase of your boat, the lender will most often require insurance coverage listing them as a loss payee to cover their interest in your boat. In addition, most marinas now insist that boaters maintain insurance on their boats when mooring them at the marina.


    Q. How can I save money on my boat insurance premium?


    A. You may qualify for a discount on your marine insurance premium if you:


    Have taken courses and/or are a member of the Canadian Yachting Association or the Canadian Power & Sail Squadron.

    Insure your boat at market value.

    Consider higher hull & machinery deductibles.

    Q. What is the difference between Actual Cash Value and Agreed Value?


    A. When a claim is settled on an Actual Cash Value basis this means that the Insurance Company will apply full deduction for depreciation.


    Agreed Value means the Insurance Company will pay you the agreed upon insured value should you suffer a total loss to your vessel. No depreciation is taken.


  • Testimonials 

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