Personal Insurance Products

Our homes and vehicles represent the most expensive assets we own.  A recent study indicated that the average American will spend $84,000 on car Insurance over their lifetime.  Few other products cost us so much, yet are so little understood.

The most important thing for personal auto and property coverage is to have the correct protection.  Let us help you find the right coverage to protect these assets at the right price with companies that we know will be there for you when you need them!

Business Insurance Products

Businesses face significant risks ranging from damage to property, loss of income due to fires or other damage along with liability risks associated with damage or injuries to people and property.

For over 20 years we have been helping our commercial customers understand the risks they face, the coverage they can get to mitigate those risks and the best ways to manage or reduce risks when possible.

Our companies offer inspection and risk management services that can help our clients better understand their exposure to loss or damage and prevent losses from happening in the first place.

We have provided coverage for contractors, manufacturers, retailers, offices and have placed many accounts which have been considered too risky or difficult to underwrite by other brokers and companies.  We have a wide range of companies and wholesale brokers who can provide coverage for almost any type of company.

Let us help you feel confident that your business has sound protection, provided by some of the best Insurers in Canada at a fair and competitive premium.

Areas of special interest

While we provide protection to a broad range of personal and commercial customers, there are some types of coverage we provide which may not be available through other brokers including:

RAILWAY LIABILITY

COLLECTOR CAR INSURANCE (THROUGH HAGERTY INSURANCE)

PROTECTIVE SERVICES LIABILITY (INCLUDING LOCKSMITHS, GUARD SERVICES AND PRIVATE INVESTIGATORS)

PROFESSIONAL LIABILITY FOR COMPUTER SERVICES INCLUDING WEBSITE DESIGN

HIGH VALUE HOMES (THROUGH CHUBB INSURANCE)

'HIGH RISK' COMMERCIAL AUTOMOBILE COVERAGE (THROUGH JEVCO INSURANCE)

Through our contacts in the industry, we can often find coverage for people/businesses who are having difficulty finding coverage.  Let us help you!  Even if we can't write the coverage ourselves, we can often point you in the right direction to find the protection you need.