Personal Insurance Products

We provide a full range of automobile products including insurance coverage for cars, trucks, ATVs, snow machines, antique and classic vehicles, and motor cycles.

Our property coverages include homes, rented dwellings, tenant's contents, condos, student residences, vacant dwelling, homes under construction, and home based businesses.

Other offerings include boats and seadoos, travel medical insurance, vacation trailer packages, motor homes, and mobile homes.

Business Insurance Products

Insuring your business is a complex undertaking. Don't take chances. Let one of our commercial brokers assist you in setting up a policy that will fit your needs. Many package policies provide adequate coverage for a majority of business types; however, sometimes a tailored policy is required to provide the proper coverages from Building to Business Interruption coverage to Equipment Breakdown and Liability coverage.

Commercial Auto policies are available from fleets to individually rated vehicles and garage policies. We specialize in transportation industry for Long Haul trucking including US exposure.

Another niche is the ability to provide coverage for risks in the Mining and Forestry industries through our association with CRIS, a facility that provides coverage for this specific industry. We also can provide other types of coverage such as Non-Profit Insurance, Errors and Omissions Coverage, Professional Liability, Director's and Officer's Liability, and Pollution Liability coverage.

Giving back to the community

Demarco-Lucenti Insurance prides itself on giving back to the community. Through our local Association we have been involved in a $250,000 donation to the North Bay General Hospital and a $25,000 donation to One Kids Place. Aside from these two latest large projects we also regularly contribute to many smaller community events and charities.