Frequently Asked Questions
If I rent a vehicle, do I have to buy the insurance on the rented vehicle?
If you have car rental coverage on your policy, you do not need to purchase the insurance offered by the rental company. The insurance for the rented vehicle is covered under your own policy.
Is flood covered?
Flood is not covered under homeowners policies. There is coverage available for water escape (burst pipes), sewer backup, sump pump failure, wind driven rain or ice build-up that enters house, but not for ground water flooding.
If my personal contents are stolen from my vehicle, is it covered under my auto policy or my property policy?
The auto policy only provides coverage for the vehicle and everything attached to or forming part of the vehicle. If your personal contents are stolen from your vehicle, your property insurance policy would respond.