Personal Insurance Products

Protecting your home investment

Term life insurance is more affordable and offers a more attractive benefit than so-called mortgage insurance which some lenders will try to sell you.

As you pay down your mortgage, your term benefit remains level, and protects you for the length of the mortgage and beyond if needed.

Mortgage insurance is not portable. If you re-mortgage your home with a different lender, you have to start all over with a new policy. Not so with Term insurance. 

Protecting your family

The most common employee benefit plans include a group life insurance coverage based on 2 times the individual’s annual salary. Is it enough?

Business Insurance Products

We have experience on our staff with a wide range of commercial and not-for-profit organizations. This experience particularly helps us design insurance protection for young, growing businesses in IT, advertising and public relations, churches, community service entities, small and medium size apartment building owners, and more.

Part of our service is loss control advice. The following paragraphs offer information on loss control for various risk situations and types of enterprises. Click here for Tips and Information

Broker Compensation

Our personal service includes professional insurance advice, ongoing policy maintenance and claims support. When any issue arises regarding your insurance coverage, we are your advocates using our professional experience and qualifications to effectively represent your individual interest.

Brokerage compensation is part of your insurance premium.