insurance blog

The My Insurance Shopper™ blog provides insurance planning tips, useful insurance sites, and updates on the IBAO's projects in your community.

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3/28/2012 8:56 AM

Not All Driving Schools Are Equal

Posted By  MIS Blog

Young drivers hoping to reduce their G1 licensing time and qualify for insurance discounts must enroll in a driving school approved by the Ministry of Transportation of Ontario (MTO), and offers an approved Beginner Driver Education course. Unfortunately, not all operators and all courses have been approved by the Ministry. Read more
3/21/2012 9:57 AM

Why use an insurance broker?

Posted By  MIS Blog

Your broker works for you, not the insurance company. They are at your side when you buy or upgrade your insurance or if you have to make a claim.

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3/14/2012 10:06 AM

Water Disaster Protection For Your Home

Posted By  MIS Blog

If you have ever been unfortunate enough to have experienced a flooded basement, you know the damage can be extensive, expensive and the inconvenience, unforgettable.

A flood can be caused by spring run-off, melting snow, an over flowing river, lake or stream, or even a swimming pool. Excessive groundwater build-up that enters your home via leaks or seepage is also considered flooding. Whether aided by wind or an Act of God, damage to your home caused by a flood is not covered.

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3/7/2012 11:46 AM

Be Aware Of Tow Truck Scams

Posted By  MIS Blog

Most tow truck operators provide a fair and valuable service to those in need. However, some operators have made side deals with repair shops or storage facilities that pay them a commission for bringing in your vehicle. Not only is this practice unethical, it can result in poor quality repairs and/or hefty storage, administrative and environmental charges if you decide to change shops. If your vehicle is not drivable after being in an accident, have the tow truck operator take it to a Claims Reporting Centre (CRC), if one is available in your area. If not, have it towed to the repair shop of your choice. The centre will pay the towing bill on your behalf and provide 24-hours FREE storage. Your insurance company will then authorize a damage appraisal and arrange to have your vehicle towed to a repair facility of your choice. If a tow truck operator promises you a free courtesy car, additional bodywork at no cost, or offers to pay your deductible, you are likely being scammed. To avoid being a victim, do ... Read more