Broker Details

BMT Insurance and Financial Services
65 Maple St. South 
Timmins, ON, P4N 1Y6

Phone: (705) 268-9988
Toll Free:
Fax: (705) 264-8393
Email: jbergeron@bmtinsurance.ca
Website: www.bmtinsurance.com

Languages spoken: English

Insurance Types:
Home
Tenants
Business
Commercial Property
Automobile
Motor Cycle
Commercial Automobile
Boat
Travel Trailer
Recreational Vehicle
Financial Services - Life, Disability, Group, Travel and RRSP's .....

  • About Us

    Our committed staff pride themselves on providing you with professional service, customizing an insurance package to satisfy your particular needs.

    BMT Insurance has been part of northern Ontario for over 50 years. We like to think of ourselves as a member of your family - a trusted member who can be relied upon to provide honest and clear advice.

    As part of our service to you, we do an annual policy review to ensure you have the best available product, program and price. Our commitment continues in the unfortunate event of a claim. Acting as your advocate, our staff stand behind you to make sure your claim is processed fairly and quickly.

    Over the years, we have established strong relationships with several quality insurers. In addition to providing for your general insurance needs - home, auto, business, life & group insurance -  we can now offer access to an Investment Savings Account* which offers higher interest rates than most major banks.

    For choice, convenience and service, check out our web site, or contact us.

  • Personal Insurance Products

     

    For Individuals & Familiesautohomecondomniumtenantcottageboattrailor & campermotorhomerecreational vehiclemotorcycletravellifecredit/mortgagedisability & critical illnessindividual health & dental plansestate transfer programhome
    condomnium
    tenant
    cottage
    trailor & camper
    motorhome
    recreational vehicle
    travel
    credit/mortgage
    disability & critical illness
    individual health & dental plans

     

    For Individuals & Families


    • tenant
    • cottage
    • trailor & camper
    • motorhome
    • recreational vehicle
    • travel
    • credit/mortgage
    • disability & critical illness
    • individual health & dental plans

  • Business Insurance Products

     

    partner buy out plans

    commercial insurance 

    • contractors
    • general liability
    •  errors & omissions
    • iabilitydirectors & officers liability
    •  mining
    • road and forestry equipmen
    • tresorts and entertainment
    • industrial insurancecommercial & fleeequipment breakdown

     

  • Some Questions Asked

    1. What kind of home/tenant/condo/mobile home insurance coverage do I have? 

    a) Some policies cover only "named perils" – in other words, if the "peril" (the cause of the damage) isn't listed on your policy, it isn't covered. This is generally referred to as a standard policy. 
    b) Other policies cover named perils on the contents of your home and "all risks" on the building. "All risks" provides insurance for losses due to a wide range of causes. But instead of listing what is covered, an all risks policy lists what is EXCLUDED, or NOT covered. This is generally referred to as a broad form policy. 
    c) Still other policies cover all risks on both the building and its contents, but are still subject to some exclusions. This is generally referred to as a comprehensive policy.

    2. What's not covered in my home insurance policy? 

    This is very specific to you. Only your broker or agent will be able to answer this question.

    Top of page

    3. Are there certain risks or potential hazards to my home for which I can't buy insurance? 

    No policy covers everything that could go wrong. And if it did, the premiums would cost too much to be useful. Insurance is intended for unforeseeable events. Flooding, for example, generally cannot be insured against, that's usually because such damage is inevitable. After all, a house built in an area which can be flooded ... eventually will be flooded. That's what Mother Nature does on flood plains!

  • Testimonials 

    Send your feedback to us and we may feature your comments on our details page.

    Max 500 characters Characters left:  500