Answers to Popular Questions
Is my swimming pool covered by my home insurance policy?
Basic home insurance policies do not generally cover damage to above-ground swimming pools.
It is, however, possible to obtain additional coverage to protect yourself against anything that could damage your above-ground swimming pool, with the exception of normal wear.
Unlike most other insurance companies, the basic Intact Insurance home insurance policy covers damage caused to in-ground swimming pools.
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My insurance policy covers all of the goods contained in my house. Why should I take out additional insurance for a specific item?
Home insurance policies generally include limits with respect to valuable or unusual items. Such limits apply specifically to jewellery, furs, silverware, boats and certain collector's items.
It is possible to increase the coverage for such items, or to eliminate certain exclusions, by adding coverage specifically for a given item.
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Is a home-based business covered under my residential policy?
No. Residential policies exclude business or commercial belongings, as well as professional liability.