Personal Insurance Products

Whether you own or rent, we can find or create a policy.

Property Insurance is a term used for house, condo or rental property insurance. Condominium insurance for owners or renters is like the condo real estate market, more complex. We can make it simple.

To get insurance for your house, condo, or apartment please contact us with the details and we would love to visit with you or you can come to our offices to discuss specifics.

Business Insurance Products

Any operating business; whether small home-based business, a large industrial manufacturing plant, or a professional services office, needs some form of commercial insurance. 

Commercial insurance is a great tool to protect any business.

Commercial insurance packages need to be developed and designed to protect you and your business against the risks to your business, your capital and your assets.

Additional Info

WHAT TYPE OF INSURANCE IS AVAILABLE TO ME?

There are two of life insurance policies: Term and Permanent

TERM:

Term is available in two forms, level and decreasing, most people buy level.

Level and Decreasing refer to the benefit payable; in a level policy the benefit stays the same over the course of the entire life of the policy.

Term policies can run from yearly renewable to 5, 10, 20, 25 year terms or to term to a specific age (commonly 65)

PERMANENT:

There are four kinds of permanent policies, Whole life, Universal life, Variable life, Variable-Universal life