Personal Insurance Products

We provide insurance for your home, condominium, apartment, seasonal home, mobile home, special collections, jewelry and more.

Homeowner insurance is all about protecting what is likely your single largest asset and your possessions. In the event of a mishap such as fire, natural disaster or crime, our team is committed to ensure you have the insurance in place to repair or replace your home and possessions.

Options to lower your insurance costs include:

Multiple policy discounts. The more policies you have at Morison Insurance, the larger the discounts.

Increasing your deductible. The higher your deductible, the lower the premium.

Monitored fire and security alarm systems. These provide more peace of mind and lower your insurance costs.

Additional Protection.

A personal umbrella policy can provide additional protection. Your home and auto insurance already cover your basic liability insurance. But a personal umbrella can provide additional protection in a cost effective way. Ask us for more details.

Automobile Insurance

We will provide complete protection for your car, truck, motorcycle, all-terrain vehicle and more. You can also enhance your coverage with important extras.

Driving a vehicle means assuming some risks. Accidents happen. People may be hurt. Property may be damaged. Vandalism and theft may occur.

At Morison Insurance our professionals will provide you with competitive rates for broad coverages and offer optional additional protection. A summary of the coverages include:

Liability Coverage protects you when you accidentally cause damage or injuries to other people or property.

Accident Benefits includes payments for expenses such as medical and lost-income costs when you or others can’t return to work after an accident in either the short or long term.

Comprehensive Coverage covers damage to your auto as result of fire, theft or vandalism.

Collision Coverage protects you against damage to your vehicle due to an accident caused by you, someone without insurance or by someone you cannot identify.

Business Insurance Products

Business Insurance

Are your business insurance rates too high? Do you really know what your business is covered for? Do you know what you are not covered for?

We know business insurance and our objective is to arrange the proper insurance for your unique business to help limit exposure to risk and to control losses. We recognize that insurance needs are different for every business. Our team will sit down with you to investigate the specific needs of your business.

Some Helpful Tips

Although you can not ensure your vehicle will not be stolen, you can take a few easy steps to prevent the likelihood of it happening, by making it more difficult for a thief to steal your vehicle and its contents.

Always lock your vehicle

Never leave your keys in the vehicle

Turn off your ignition whenever you leave your car

Avoid parking on the street

Conceal items left in your car, keep things in the trunk and never leave money or compact discs in the open

Whenever possible, park your vehicle in a well-lit, well-guarded, highly visible area

Ask your neighbours to watch out for your vehicle and do the same for them

Install an anti-theft deterrent such as car alarms or an ignition disabler.

Brakes

Your brakes are obviously one of the most important components on your automobile. Some signs that your brakes may be failing or require maintenance include:

The brakes squeal, grind or bang when applied. If this occurs you should immediately have your brakes checked

The car pulls to one side when you apply the brakes

The brakes stick or there is a loss of engine power when you are driving. Your brakes may not be releasing properly which can lead to total brake loss

The brakes grab when lightly applied. This could be caused by loose or broken brake parts

The brakes need a lot of pressure to work or the pedal needs to be near the floor before it works. This may be a sign that your brakes are worn and replacement is necessary