Personal Insurance Products

At Zehr Insurance, we offer several Personal Property Insurance packages. We know we have one to suit your needs.

Homeowners:

We can customize a policy for your home or cottage that meets your specific needs and covers your personal property including jewelry over and above the basic limits. If you need assistance with scheduling your electronic equipment, computers, jewelry—even bicycles, our experienced Brokers are available to help you.

What about a “Home Based Business”. Did you know you may forfeit some or all of your insurance coverages if you operate a home based business and fail to notify your insuring company.

Tenants:

It is very important for tenants to have their own insurance policy—you can’t depend on your landlord’s insurance to protect you against all losses. We are available to discuss what coverages are your responsibility and what may be covered by your Landlord’s insurance policy.

Condominium:

In addition to protecting your personal property, your Condo Policy can provide Loss Assessment coverage. If you are responsible for damage to any common areas of the condominium, your policy may cover that loss or damage. Why not call us to find out!

Seasonal Homeowners:

Our cottage and ski chalet insurance program is competitively tailoered for owners that rent their properties by the week, month or season. Zehr Insurance has teamed up with Sea & Ski Vacation Rentals, Beaver Valley and Interactive Vacation Rentals, of the Huron Shores and Bruce Peninsula areas, to provide a package that insures your building, contents, rental income and liability exposures.

Look to the value added benefit our relationship brings when you deal with:

Bruce Peninsula Cottage Rentals

Sea & Ski Vacation Rentals

Our insurance fills the gap where most insurance companies don’t provide coverge.

Automobile Insurance

By Law in Ontario, every vehicle must be insured. Our knowledgeable staff would be pleased to discuss your current policy or provide a quote for any new vehicle purchases that may be in your future.

We provide a customized insurance policy for your automobile, truck, motorcycle, ATV or snow machine. Our carriers keep us up to date with current rates so we are always able to look after your needs.

Business Insurance Products

Zehr offers all types of Commercial Policies. Whether you are a Retailer, Manufacturer, Wholesale Operation, Warehouse, Transportation Firm or professional Service Office, we create policies to protect your business

premises, contents and your employees.

It is important to consider coverages for the following possible losses:

Employee Dishonesty

Coverage for Transportation of Goods

Adequate coverage for Electronic, Computer and Office Equipment

Directors’ and Officers’ Liability

Commercial Fleet Insurance

Contact our Commercial Lines experts to discuss how Zehr Insurance can help you protect your business.

Surety Bonds

We specialize in Surety Bonds and are able to arrange the underwriting of a broad range of surety bonds for Canadian businesses and individuals.

Our Commercial Lines staff are well versed in:

Contractor Bonds

Customs and Guarantee Bonds

Estate Bonds

Farm & Agri Business

Zehr Insurance underwrites Farm Insurance Policies through the several farm insurers. We know we have a Farm Policy that fits your needs. We offer coverages for the following:

Rural Home

Poultry

Produce

Farm Equipment Agri-Business

Farm Buildings

Livestock

Antique Farm Equipment Livestock Mortality

Loss Prevention Review

Dairy

Cattle

Vintage Liability

Our not for profit car club insurance program is competitively tailored for car club members, associations and corporations.

We provide Commercial General Liability insurance, which covers legal liability for bodily injury or property damage that arises out of your club’s premises, operations and activities or products. We combine this with Director’s & Officer’s Liability insurance so the directors and executive officers of your club can rest assured they have the protection that will respond to liabilities that may fall upon themselves, in addition to their clubs or groups.

Speak to our “CARS” special interest or commercial lines brokers about your club’s liability exposures. We’ll help you manage your risks and back it up with the right insurance policy at the right competitive price.

Community Involvement

Zehr Insurance Brokers is proud to partner with Head Strong - Fanelli 4 Brain Injury Awareness as we strive to reach our goal of raising $35,000 for the BIAC (Brain Injury Association of Canada). These funds will go directly to fund ten $3,500 bursaries for persons with acquired brain injuries who pursue post secondary education.

The only way we can reach our goal is by your votes. Please log on towww.avivacommunityfund.org register and vote daily.  Head Strong is IDEA#11102 or search “Fanelli” or “Zehr”.