About Us
Precept Insurance & Risk Management was formed in 1998 with the merger of three well established insurance brokerage firms with roots going back to 1912.
We have roots in many communities throughout Central Ontario, which enables us to offer service by highly-skilled and knowledgeable people who live and work in the communities they serve. At the same time, by representing thousands of businesses and individuals, we are one of the largest financial services organizations in Ontario. As a result, we are still your hometown broker whose customers can be "heard" even with the largest insurers.
Why Do Business with Precept?
- We are a full service brokerage with the right combination for all of your personal, commercial, and specialty insurance as well as and financial needs.
- We provide outstanding local service through local people to over 16,000 personal, commercial and financial services clients.
- You receive the highest levels of expertise from our highly-educated and dedicated staff.
- You have access to the best insurance companies in Canada and the best World Markets.
- We provide exclusive systematic approach to risk reduction and transfer of risk: The Risk Reduction Approach™.
- We offer specialty insurance programs to provide you with seamless coverage against existing and emerging risks.
Discounts Available
We will ensure you are receiving all the discounts available to you, including:
- Multi-vehicle Discount
- Mature Discount
- Driver Training Discount
- Low Mileage Discount
- New Home Discount
- Claims Free Discount
- Home Alarm Discount
- Multi-policy Discount