Broker Details

The Precept Group Inc. Insurance Brokers
785 Bridge St. Unit 5 & 6 
Waterloo, ON, N2V 2K1

Phone: (519) 747-5210
Toll Free: (800) 881-5581
Fax: (519) 747-4363

Languages spoken: English

Insurance Types:
Commercial Property
Motor Cycle
Commercial Automobile
Travel Trailer
Recreational Vehicle
Financial Services - Life, Disability, Group, Travel and RRSP's .....
Legal Expense Insurance
Not For Profit Associations

  • About Us

    Precept Insurance & Risk Management was formed in 1998 with the merger of three well established insurance brokerage firms with roots going back to 1912. 

    We have roots in many communities throughout Central Ontario, which enables us to offer service by highly-skilled and knowledgeable people who live and work in the communities they serve. At the same time, by representing thousands of businesses and individuals, we are one of the largest financial services organizations in Ontario. As a result, we are still your hometown broker whose customers can be "heard" even with the largest insurers.

    Why Do Business with Precept?

    • We are a full service brokerage with the right combination for all of your personal, commercial, and specialty insurance as well as and financial needs.
    • We provide outstanding local service through local people to over 16,000 personal, commercial and financial services clients.
    • You receive the highest levels of expertise from our highly-educated and dedicated staff.
    • You have access to the best insurance companies in Canada and the best World Markets.
    • We provide exclusive systematic approach to risk reduction and transfer of risk: The Risk Reduction Approach™.
    • We offer specialty insurance programs to provide you with seamless coverage against existing and emerging risks.

    Discounts Available

    We will ensure you are receiving all the discounts available to you, including:

    • Multi-vehicle Discount             
    • Mature Discount                     
    • Driver Training Discount                       
    • Low Mileage Discount             
    • New Home Discount
    • Claims Free Discount
    • Home Alarm Discount
    • Multi-policy Discount

  • Personal Insurance Products

    Auto Insurance           

    • Personal Auto Insurance         
    • Motorcycle Insurance  
    • Snowmobile Insurance
    • ATV Insurance
    • Trailer Insurance         
    • Autograph            

    Property Insurance

    • Homeowners Insurance
    • Condominium Insurance
    • Tenants Insurance
    • Builders Risk Insurance
    • Seasonal Dwelling Coverage
    • Rented Dwelling Coverage
    • Hobby Farm Insurance
    • Mobile Home Insurance
    • Watercraft Insurance
    • Personal Umbrella

  • Business Insurance Products

    At Precept we present our corporate clients with not just a policy, but with The Risk Reduction Approach™. With this program we:

    • Provide your company with a plan which results in long-term risk control. Not only does it control your total cost of risk, but it also positively impacts your profits.
    • Make your company more attractive to the insurance marketplace. This results in you being placed with the best possible insurance company at the best possible terms.

    Commercial Solutions:

    • Business Vehicle/Fleets          
    • Construction   
    • Franchises     
    • Manufacturers
    • Office 
    • Property Owners         
    • Retail Stores  
    • Surety           
    • Wholesalers and Distributors   

    Specialty Insurance Programs

    • Directors & Officers Liability
    • Errors & Omissions/ Professional Liability
    • Faith & Religious Programs
    • Farm & Agribusiness Insurance
    • Feed Mills
    • High Value Homes Insurance
    • Hospitality Insurance
    • Residential and Commercial Builders Risk

  • Community Support

    Precept Insurance & Risk Management is committed to acting as an outstanding corporate citizen and giving back to the communities in which we operate.  Through our dedication to social and humanitarian causes, we improve our communities while earning the respect of our customers and employees.

    We host an annual outdoor, solar powered music festival, to raise money for a local charity. The festival is 100% powered by the sun!  Visit for more information.

    Precept is a long time supporter of various charities and continues to stay active in supporting efforts related to helping those in need in our community. Some of the charities and initiatives we support:

    • Adopt a Road
    • Hearth & Stroke Big Bike Ride
    • Food Bank

  • Testimonials 

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